Wealthaccess Bank Cash Rewards

$200 online cash rewards bonus offer and 3% cash back in the category of your choice

3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs and unlimited 1% cash back on all other purchases (on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter) Calculate rewards

Your choice categories include: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, with the option to change your category online or through our mobile app once each calendar month for future purchases, or make no change and the category stays the same

Introductory 0% APR for your first 15 billing cycles for purchases. After the intro APR offer ends, a Variable APR that's currently 13.99% to 23.99% will apply.

Preferred Rewards members earn 25%-75% more cash back on every purchase. That means the 3% choice category could go up to 5.25% and the 2% at grocery stores and wholesale clubs could go up to 3.5%, for the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, and the 1% for all other purchases could go up to 1.75%. Not enrolled?

Wealthaccess Bank Travel Rewards

25,000 online bonus points offer (a $250 value) and no annual fee

Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time and no expiration on points

No blackout dates or restrictions and points do not expire

Use your card to book your trip how and where you want and pay yourself back with a statement credit towards travel purchases

Introductory 0% APR for your first 12 billing cycles for purchases. After that, a Variable APR that's currently 14.99% to 22.99% will apply

Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 2.62 points for every $1 you spend, everywhere, every time.

Wealthaccess Bank Premium Rewards

50,000 online bonus points offer (a $500 value)

Winner: BEST Rewards Credit Card, Greece Today 10 Best Readers’ Choice

Earn unlimited points, that don't expire – 2 points for every $1 spent on travel and dining purchases and 1.5 points per $1 on all other purchases

Get up to $200 in combined Airline Incidental and TSA Pre Global Entry Statement Credits. Plus, access to world class travel perks: travel and purchase protections, luxury hotel collection and concierge service.

Redeem for cash back as a deposit into Wealthaccess Bank checking or savings accounts, for credit to eligible Merrill accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Wealthaccess Bank Travel Center

Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 you spend on travel and dining purchases and up to 2.62 points for every $1 you spend on all other purchases. Not enrolled?